Families & Individuals

A man and a young girl standing by a large window in a cozy indoor setting with plants, a dresser with drawers, and a tablet on top, watching the cityscape outside.

Beyond the Balance Sheet

Every family and every individual we serve is entirely unique—your story, your values, your goals, and the way you think about wealth are your own. There is no one‑size‑fits‑all solution, and we never treat your financial life that way.

But while no two clients are alike, we often see similar challenges appear as success, responsibilities, and assets grow. Wealth brings opportunities, but without intention it can also bring complexity. Decisions pile up, structures become tangled, and what was once simple can quickly feel overwhelming.

At GenSphere, we help you slow things down, make sense of the moving parts, and bring clarity back into your financial world. Whether it is coordinating across advisors, simplifying accounts, aligning family members, planning for transitions, or addressing gaps you did not realize existed, we are here to transform complexity into confidence. When your net worth grows, your problems do not have to grow with it—especially when you have a partner who helps you stay intentional every step of the way.

    • Liquidity management

    • Financial resource prioritization

    • Leverage optimization analysis

    • Financial team coordination

    • Business preservation & succession

    • Life experience planning & legacy support

    • Asset titling and entity review

    • Family wealth transfer planning and education programs

    • Income & estate tax mitigation analysis

    • Business continuity & leadership transitions

    • Cross grenerational strategic planning for charitable giving and community impact

    • Concierge experiences for connection & celebration

    • Family governance model

    • Balancing family stewardship responsibilities and lifestyle enjoyment

    • Third-party service provider coordination

    • Business transition planning

    • Tax optimization strategies

    • Concierge experiences for family & business

Services Overview

Family Wealth Meetings

  • Person and child in warm jackets crouching on a beach, holding hands, looking at the ocean.

    What is it?

    A Family Wealth Meeting is a guided conversation that brings your family together to discuss values, goals, and the financial decisions that shape your future.

    It creates a shared understanding of your wealth and how it is managed, what it supports, and how it will transition across generations.

  • A group of children and two adults decorating gingerbread cookies at a table during Christmas.

    Why is it Important?

    The biggest problem with communication is often assuming it has already happened.

    Family Wealth Meetings create intentional space for clarity. They help reduce misunderstandings, prevent conflict, and ensure everyone hears the same message at the same time. With structured guidance, your family builds trust, improves communication, and prepares the next generation for confident stewardship of your shared wealth.

  • Black and white photo of a large clock face viewed from inside, showing the cityscape through the clock's transparent face, with Roman numerals and clock hands.

    When is the right time?

    If you find it difficult to answer the following questions it may be time to consider a family wealth meeting.

    How do you discuss money and financial responsibility with your family?

    How does your family define success? Is your definition aligned with other generations?

    Will your children be involved in your business? What are their expectations? What are your expectations?

Reach out to Patrick Fletcher to learn more